Ready to buy?

Getting pre-approval is a great first step when you’re looking to purchase a home. It can help you secure a great rate and save you thousands. This process will provide you with a specific dollar amount that you can afford and is quick and painless. Usually you can get pre-approved within 24 hours with the necessary income verification and supporting paperwork on hand. A rate can be held for up to 120 days from the time you have been approved to the day you close your home purchase. Completing your mortgage application as quickly as possible, once you have an accepted offer on your new home can protect you from rising rates which would increase your payments and cost you a lot of money.

New to Canada? Welcome to Canada!

Just because you are a new immigrant does not mean that you have to wait to purchase a home. If you have been in Canada for less than three years, have landed immigrant status, and have been employed in Canada for a minimum of three months, you can qualify for a mortgage.

The documents you will need include a letter from your employer, a recent pay stub, and 12 months verifiable bank statements from a recognized financial institution. This can include a financial institution from your country of origin if you have been in Canada for less than 12 months. Also acceptable is 12 consecutive months of 2 verifiable monthly payments in good standing. (e.g. phone or utility bill).

With access to multiple lenders, I can help you find the best rates and best mortgage options to help you buy your dream home.