What is a refinance?

In a mortgage refinance, your current/ existing mortgage is replaced with a new one. This is typically done to take advantage of the existing equity in your home as well as to take advantage of lower rates or change from a fixed to a variable rate of interest.

The equity in your home can be maximized by using the property as collateral in order to facilitate a lower-rate loan (similar to that of your original mortgage). A refinance allows you the privilege to consolidate debts into just one payment with lower rates, or to use the money for another purchase or home renovations, etc.

How I can help?

Through knowledge and experience, your costs and savings will be calculated and presented to you. Working side by side, we determine if refinancing your mortgage is right for you. It is my commitment to simplify the process while providing you solutions that make sense.